Linda M. Lohnes' Blog
Setting up and completing a home inspection may seem like a long, arduous process. However, an inspection is a must-have for any homebuyer, at any time.
With a comprehensive home inspection, you can identify any potential problems with a house. And if you don't like what you find in an inspection report, you can always ask a home seller to complete improvements or reduce his or her asking price. Or, if you prefer, you can walk away from a home sale altogether.
Ultimately, there are several steps that you'll want to follow to conduct a home inspection, and these are:
1. Find an Expert Home Inspector
When it comes to a home purchase, there is no need to leave anything to chance. Fortunately, if you hire an expert home inspector, you can avoid the risk of missing possible issues during a home inspection.
Not all home inspectors are created equal, so you'll want to evaluate all of the options at your disposal.
To kick off your search for a home inspector, browse the web. This will enable you to find dozens of home inspectors in your area and assess online client reviews.
Also, don't hesitate to ask a home inspector for client referrals. If you obtain client referrals, you can better understand whether a home inspector can match or exceed your expectations.
2. Attend Your Home Inspection
Although homebuyers are not required to attend a home inspection, it generally is a good idea to walk with a home inspector as he or she examines your residence. By doing so, you may be able to gain home insights that might not be included in a home inspection report.
A home inspector may notice home problems that range from minor to severe. The inspector's job is to identify a problem and include it in a home inspection report.
If you attend a home inspection, an inspector may be able to provide you information about potential home problems, along with an estimate about how much assorted home repairs may cost. That way, you are better equipped than ever before to determine whether potential home problems could deter you from buying a house.
3. Evaluate the Home Inspection Report
A home inspection report can play a key role in the homebuying process. If you evaluate this report closely, you can learn about a home's strengths and weaknesses and decide whether to proceed with a home purchase.
If you have questions regarding a home inspection report, you can always follow-up with the inspector that provided the assessment. This will allow you to obtain the insights that you need to make an informed homebuying decision.
Lastly, it certainly helps to collaborate with a real estate agent before, during and after a home inspection. A real estate agent will guide you along the homebuying process and ensure that you can get the best possible results.
Follow the aforementioned steps, and you should have no trouble conducting a home inspection.
Obtaining a home loan is a must for most homebuyers. However, assessing a wide range of home loan options and making the best-possible decision can be difficult, particularly for a buyer who is evaluating these options for the first time.
Lucky for you, we're here to help you perform a deep analysis of home loan options and make an informed decision.
Now, let's take a look at three tips to help you evaluate different home loan options.
1. Find Out How a Home Loan Works
The home loans that one lender offers may differ from the options provided by another lender. As such, you'll want to learn the ins and outs of each available home loan to guide your decision-making process.
Understanding how a home loan works may make it easy for you to discover your dream house too.
For example, if you get pre-approved for a home loan, you can enter the real estate market with a budget in hand. You then can use this amount to narrow your house search, which may lead to a fast, seamless homebuying experience.
2. Understand All of the Costs
The total amount that you pay each month under the terms of a home loan agreement may vary based on a variety of factors. Fortunately, if you understand all of the costs associated with a home loan, you may be able to find a loan that matches your finances.
Review all of the paperwork associated with a home loan as well. That way, you can find out the length of a home loan agreement and other relevant home loan information and proceed accordingly.
3. Get Expert Home Loan Insights
There is no such thing as "bad" questions about home loans. And if you're uncertain about how to proceed with a home loan, you can always receive expert guidance from a lender.
Oftentimes, lenders employ friendly, knowledgeable home loan specialists who can respond to your concerns and questions. If you meet with these specialists, you can get comprehensive home loan insights that you may struggle to obtain elsewhere.
As you get ready to pursue a home loan, you also may want to consult with a real estate agent. This housing market professional can help you get in touch with the best lenders in your area and secure a home loan in no time at all.
Of course, let's not forget about the assistance that a real estate agent can provide throughout the homebuying journey, either.
A real estate agent will serve as your guide to buying a house. He or she will help you hone your home search, explore top-notch residences in your city or town and find a residence that matches your expectations. Plus, a real estate agent will even negotiate with a seller's agent on your behalf to help you get the best price on your dream house.
Ready to make your homeownership dream come true? Use the aforementioned tips, and you can secure a home loan and take the next step toward purchasing your ideal residence.
If you live a busy work and home life, finding time to cook nutritious and filling meals can be difficult. As a result, many people find themselves ordering out for lunch during the work week and settling for low-effort dinners during the week.
One economical and time-saving solution to this problem is meal prep. You pick one day during the week, usually Sunday, and devote an hour or two to preparing meals for the week.
Not only does it take away the concern of not knowing what to cook for dinner each night, but it also helps you save a ton of money while eating healthy.
In this article, we’re going to give you some tips for preparing your meals in bulk, and a few examples of meals that are easily prepared at home in advance.
Expert advice on meal prepping
One of the first issues people face when they start prepping meals is storage. Our best advice is to look for rugged, microwavable and freezable containers.
It’s good to have a variety of sizes, but if you have stray pieces to sets of Tupperware it can make it difficult to find the right sizes. So, we suggest starting from scratch and buying a set of three-compartment and a set one-compartment containers.
Find out the volume of the containers you buy. Doing so will help you keep track of the portions of your meals and make it easier to prepare the right amount to avoid waste.
Many poor eating decisions happen when you’re in a pinch and need to come up with something quickly. It can seem like the cheapest option at the moment is to stop at a fast food restaurant, but you can likely prepare 3 or 4 meals for the price of one trip to the drive-through.
The key is proper planning. Sit down and make your menu for the week. An easy way to start is to think about your favorite lunch items and figure out how you can make them in bulk.
Make sure your shopping list reflects the portions you need to buy, and you’re good to head to the store.
Once you’re home and have started cooking, remember that you needn’t freeze all of your meals. Refrigerate items that you’ll eat over the next 2-3 days and freeze the rest. If you’re worried about losing your meals in your crowded freezer and finding them months from now, use some masking tape to label and date them.
Easy meals to prepare in advance
You can usually find a way to prepare most meals in advance. However, some are easier than others. A good place to start is with rice and grain bowls and stir fries. These tend to be cheap (around $1.50 per serving) and simple to prepare. To add protein, you can include boiled eggs, beans, chicken or beef.
Along the same line, make some brown rice and stir fry black beans, peppers, and onions. Add your favorite southwest seasonings, and buy a large bag of tortilla chips. You can scoop the rice and beans onto your chips for a nutritious and cheap lunch.
For dinner items, you can make your favorites like shepherd’s pie or lasagna in advance and slice and freeze them in portions.